Debt Recovery

Cashflow is the life blood of any business. For many businesses therefore, an unpaid bill can quickly become an irrecoverable debt unless help is sought.
At Carrington, Hall & Hamburg, we know the importance of prompt and cost effective action. We understand debtor types. We have the experience and intuition to identify those who have a genuine problem from debtors who have no intention of paying.

We are able to call upon skilled staff, extensive recovery experience and the latest in it to make sure that everything possible is done to recover your asset or ensure payment of a debt due to you as quickly and as inexpensively as possible. Our approach is to provide the best possible service to each and all of our clients. We will action your instructions on the day that they are received. You can contact us by post, fax, email or through this website. We can offer you online access to your files.

Letter before action

• As soon as we receive your instructions, we will write to the debtor advising the debtor that if payment is not made or your assets are not returned within 7 days, court proceedings will be issued against that debtor. We will advise you on the various options available to you depending upon the debtor's response.

Court proceedings

• If the debt is not paid or the asset not returned, it may be necessary to issue court proceedings.
• Usually we can arrange for a claim form to be issued and served on the debtor within 48 hours of you instructing us to commence court proceedings.

Enforcement of judgment

Once we have obtained judgment against the debtor, we shall review the various enforcement methods with you. We will always work with you to identify the action that is needed to achieve the best possible result for you. You may wish to consider:

• instructing the Bailiff - the Bailiff will levy on the debtor's goods, which can be sold at auction if the debt is not paid
• orders to obtain information from judgment debtors - the debtor is ordered to attend a court hearing where he must give details of his income, outgoings, and any assets that he may own
• attachment of earnings - the debtor's employer can be ordered to deduct instalment payments direct from the debtor's wages in respect of the money owed to you
• charging orders - the judgment debt is registered upon the debtor's property, which can prevent him from selling or disposing of the property, unless the debt is paid. In certain circumstances, we may be able to obtain an order providing for the sale of the debtor's property so that you do not have to wait until the debtor wishes to sell his property before you recover the debt owed to you.

Insolvency

In certain circumstances, (including once you have obtained judgment against the debtor), an application to make the debtor bankrupt (if the debtor is an individual) or to obtain a winding up order (if the debtor is a company) may provide an effective recovery.

Charges

Our charges vary according to the amount claimed and whether the debt is contested. We shall be pleased to provide details of our charges on request. We will, on a regular basis, as agreed with you, invoice you for our costs and disbursements and account to you with monies recovered.

Reporting

We will report to you on each case on a monthly basis (or as you require). We can also supply you with data relating to your cases in a variety of report formats to suit your requirements. These reports may be sent to you by email or hard copy.